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Value-based budgeting is the concept of using our values as a guide to how we plan to spend ( or budget) money. The idea here of course is that we spend our money on what we truly value, at least we be being anyway.

Needless to say, many of us don't! This could be because we have not identified what we truly value or take the time to really analyze where all of our money goals. So this results in us frivolously spending money on things or activities that are of no importance to us.

In order to begin using your money to create the life that you want to live you need

1. Identify your value
2. Define your goals, short and long-term, that fit under your values
3. Adjust your budget accordingly.

Money is just a tool, and it should be used to do and obtain the things that are important to us.