How to Fill Cheque in Urdu Hindi / Cheque kesy likhty hai / Cheque Fraud/ Mistakes in writing cheque

How to Write a Cheque – Usage of Cheque in Organizations and Banking

Presently, the banking industry has become more competitive than ever. They continue to establish and promote new financial instruments throughout the commercial and corporate banking sectors of the world. So much so that the old ways are in danger of going obsolete.

Although they’re a lot less common as they once were, cheques are still widely used throughout the world. They’re an inexpensive and effective tool for moving money and prove to be quite safe when it comes to a range of transactions. But what exactly is a cheque and how would a first-timer like me use it

Cheque Writing
In this easy and simple task, you have to:
Write the name of the person or organisation you’re paying Draw a line through any blank spaces on the check so people can’t add extra numbers or names
Add details (such as a reference or account number) to the payee line. This makes sure the money ends up in the right place
Keep the cheque stub that contains the details and reference
Make sure you have enough money in your account to cover the value of the cheque until the person has paid it in and the money has been deducted. If you don’t, some banks might charge you a fee for the bounced payment.
 Fill Your Cheque
There can only be one way to write the perfect cheque. Let’s go through the steps:

Payee: On the line that says “Pay to the order of,” write the name of the person or organization you’re paying. You may have to ask “Who do I make the cheque out to? if you’re not sure what to write, because this information needs to be accurate.
Current date: Write this near the top right-hand corner. In most cases, you’ll use today’s date, which helps you and the recipient keep accurate records. You can also postdate the cheque, but that doesn’t always work the way you think it will.
Amount in numeric form: Write the amount of your payment in the small box on the right-hand side. Start writing as far over to the left as possible. If your payment is for $8.15, the “8” should be right up against the left-hand border of the dollar box to prevent fraud. See examples of how to write in the amount.
Amount in words: Write out the amount using words to avoid fraud and confusion. This will be the official amount of your payment. If that amount is different from the numeric form that you entered in the previous step, the amount you wrote with words will legally be the amount of your cheque. Use all capital letters, which are harder to alter.
Signature: Sign the cheque legibly on the line in the bottom-right corner. Use the same name and signature on file at your bank. This step is essential—a cheque will not be valid without a signature

#Cheque #ChequeBook #ChequeFraud #HowToWriteCheque #Check #MistakesInWritingCheque
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