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EMI Paid Late But Still CIBIL Report Shows ‘STD’? | STD, SUB, DBT, LSS, Write-Off Explained

In this video, I’ll explain why your CIBIL report shows ‘STD’ (Standard) even if you paid your EMIs late and what each status like SUB, DBT, LSS, Write-Off, and Settled means — with RBI guideline proof and live PDF breakdown.

📌 If you’re applying for a home loan, LAP, or any loan, or your CIBIL score is low, this video will clear many doubts.

📘 What You’ll Learn in This Video:

STD status ka matlab kya hai?

DPD aur STD mein kya farak hai?

30-60-90 din wali SMA category kya hoti hai?

Why late EMI still shows STD in CIBIL

RBI ka dual reporting system kya hai?

STD, SUB, DBT, LSS, WRITE-OFF, SETTLED ka clear meaning with example

📥 📥 RBI Master Circular Link (CICs Reporting Rules):
https://www.fidcindia.org.in/wp-conte...

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https://www.linkedin.com/in/shravanpa...

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#CIBIL #STDinCIBIL #LoanEligibility #CreditScore #WriteOff #ShravanPandey