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You can get help from your state paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) deductibles, coinsurance, and copayments if you meet certain conditions. These conditions are listed below under "How do I apply for Medicare Savings Programs?"


4 kinds of Medicare Savings Programs

If you have income from working, you may qualify for these 4 programs even if your income is higher than the income limits listed below.


1. Qualified Medicare Beneficiary (QMB) Program

Program helps pay for:
Part A premiums
Part B premiums
Deductibles, coinsurance, and copayments


2. Specified Low-Income Medicare Beneficiary (SLMB) Program

The SLMB Program is a state program that helps pay Part B premiums for people who have Part A and limited income and resources.

Program helps pay for:
Part B premiums only


3. Qualifying Individual (Q) Program

The QI Program is a state program that helps pay Part B premiums for people who have Part A and limited income and resources.You must apply every year for QI Benefits. QI applications are granted on a first-come, first-served basis, with priority given to people who got QI benefits the previous year. (You can't get QI benefits if you qualify for Medicaid).

Program helps pay for:
Part B premiums only


4. Qualified Disabled and Working Individuals (QDWI) Program

The QDWI program helps pay the Part A premium. You may qualify if any of these 4 apply to you:

1. You're a working disabled person under 65
2. You lost your premium-free Part A when you went back to work
3. You aren't getting medical assistance from your state
4. You meet the income and resource limits required by your state

Program helps pay for:
Part A premiums only

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Source:
https://www.medicare.gov/your-medicar...