DOWN VALUATION ON YOUR HOUSE PURCHASE/REMORTGAGE - WHAT CAN YOU DO?

This episode down valuations - what they are and what your options are if you find yourself in what can be an undesirable position if you are buying or remortgage a property and this happens to you. Remember, we are house buying experts and mortgage brokers & advisers so get in touch for our assistance on buying or remortgage your next property.

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My name is Nicola McKenzie, co-founder of Dunham McCarthy Mortgages. My team and I are dedicated to making mortgages easier for you. Whether you are a first time buyer, climbing the property ladder, investing in a buy to let or simply re-mortgaging, we have an expert on hand to take the burden off of your shoulders.

We’re an independent broker, meaning we have access to nearly every mortgage out there so we can help you get the best deal. Once our expert has matched you to your mortgage, they will stay by your side the whole way, keeping you in the loop.

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Our typical administration fee is £495 (We charge between £0-£245 for a remortgage). This covers the time involved in dealing with your mortgage application and supporting you through the home buying process from start to finish. This also includes complimentary homebuyers protection insurance, organising any insurances, organising your Will and recommending any professional services such as surveyors, solicitors and conveyancers.

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Timestamp

00:00 Intro
01:10 What is a valuation?
02:23 What are down valuations?
03:43 Why do they happen?
05:59 What can you do?
06:27 Negotiate
07:21 Contribute additional funds
07:54 Challenge the valuation
08:48 Higher loan to value
10:11 Different Lender
10:39 Summary

**Your home may be repossessed if you do not keep up repayments on your mortgage**

Dunham McCarthy Financial Services Ltd is an appointed representative of Primis Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.

#housevaluations #mortgageadviceuk #bookafreeappointment