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🏠 What is the GST on Property Deals in India?
Thinking of buying a flat or investing in real estate? Understanding GST can save you from surprise costs and confusion. In India, GST applies only to under-construction properties—not to ready-to-move-in homes. Here's the breakdown:
✅ Under-construction affordable housing: 1% GST (no input tax credit)
✅ Under-construction non-affordable housing: 5% GST (no input tax credit)
❌ Ready-to-move-in or resale properties: No GST—only stamp duty and registration charges apply
🏢 Commercial properties: GST varies—typically 12% with input tax credit
🚗 Amenities like parking or clubhouse: 18% GST if bundled with the property
This video/post will walk you through the key rules, exemptions, and practical tips to help you make informed decisions—whether you're a buyer, seller, or developer.

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