Frugal Ways To Reduce Your Fourth Quarter Expenses

The 4th quarter is filled with holidays. From Halloween to Christmas or Hanukkah or kwanzaa, costs can mount quickly. In this video we give you down-to-earth, common sense advice about frugal ways to reduce your fourth quarter expenses.

There are several easy frugal steps you can take to reduce frustration and overspending during the final stretch of the year. We give you thrifty strategies for reducing expenses and creating a plan that will leave you celebrating on December 31st.

00:00 - Introduction
01:15 - Why the fourth quarter is expensive
03:00 - Forecast your income and expenses
04:29 - Track your expenses
08:08 - Frugal quarterly budget planning - with actual examples
20:55 - Set spending limits
23:26 - Shop off season
26:08 - Avoid last minute panic shopping
27:08 - Shop thrift stores

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○ 10 Tips for Thrift Store Shopping:    • Ten Tips for Thrift Store Shopping  
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