Скачать или смотреть Why Does Credit Matter?

Does credit really matter? The short answer is YES. Credit matters and your score is important.

Your credit often plays a key role in whether or not you will be approved for housing, a credit card, a vehicle loan, a home loan, and more. Despite the fact that “credit” was often not a subject covered during your time in school, it is certainly a subject that is worth learning more about as you pursue your financial goals.

Whether you are applying to rent an apartment or house, or for a mortgage to buy a home, your credit is likely to be one of the main factors considered by a landlord, a property management company, or a mortgage lender.

There are certainly other factors that may be considered as well such as your income, the length of your employment, and your rental payment history. However, your overall credit health will be a major determining factor in the decision to approve or deny your application for housing.

Financial Freedom Legal is a team of expert bankruptcy attorneys located in Richmond, Virginia. Our lawyers serve Virginians looking to get back on their feet and reestablish stable finances. If you’re stressed about bad credit, don’t panic. Call Steve and Vee for a free bankruptcy consultation any day of the week.
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