Скачать или смотреть How Student Loans Became the BIGGEST Scam

College was supposed to be the smartest decision you could make. But for millions of students and graduates, it’s turned into a lifelong financial trap. In this video, we break down the reality of the student loan debt crisis in 2025—how it started, why it keeps getting worse, and how the system is quietly built to keep you paying forever.

Right now, student loan debt in the United States has reached over $1.8 trillion. That’s more than all credit card debt combined. Tuition prices have skyrocketed, wages have barely moved, and degrees that once guaranteed jobs are now leading to unemployment and underemployment. For the first time in over four decades, college graduates face a higher unemployment rate than those who didn’t go to college at all.

This video explores how student loans went from helpful to harmful, the rise of predatory lending practices in higher education, and why many degrees today have a negative return on investment. We’ll look at how the system encourages young people to take on massive debt without fully understanding the long-term consequences, why forgiveness programs rarely deliver, and how AI and automation are removing the very jobs that college was supposed to prepare you for.

College is still the right path for some careers, but the idea that any degree is a smart investment no longer holds up. From federal loan policies and tuition inflation to the myth of "just go back to school," we unpack why the student loan system is failing an entire generation and what you actually need to focus on if you want to build a financially stable future.
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