Скачать или смотреть Office Hours: Consolidate all or nothing? Plus a new, faster employer verification option for PSLF

Office Hours is a semi-monthly virtual student loan clinic presented by the @themccfw Maryland Center for Collegiate Financial Wellness that provides borrowers with a free, trusted venue to help them navigate student loans and prepare for financial success beyond repayment.

The 4.12.23 edition covered topics including:
-a look at the PSLF Application's new Electronic Signature option
-how to get the maximum benefit of the IDR Adjustment by consolidating undergraduate and graduate school loans
-tips for a smooth transition into repayment for the Class of 2023
-why the consolidation loan application shows a repayment term of 300 months (25 years) regardless of how long a borrower has been in repayment

Disclaimer: Office Hours is presented by the Maryland Center for Collegiate Financial Wellness for informational purposes only. The information presented does not represent financial or legal advice. Borrowers are responsible for all decisions and outcomes related to their student loan repayment and/or cancellation experience. The borrower experience is evolving, more changes are expected and we will share them in future editions of Office Hours.

#studentloans #PSLF #PSLFwaiver #studentloanforgiveness #pslfcount #consolidation #studentloandebt #cancelstudentdebt #FFELP #FFEL #IDRadjustment

00:00 Introduction
02:05 Celebrating nearly $5 million in student loans cancelled for public servants
04:33 A look at the PSLF Application's new electronic signature option
06:29 Three questions you should consider before choosing the electronic signature option on the PSLF Application
09:08 Time saving tips for using the electronic signature option
12:40 I have 109 Qualifying Payments. My servicer says I have to enroll in an IDR. Do I have to?
16:18 If I choose to consolidate, is it all or nothing? What if there are loans I want to leave out?
17:17 Can I consolidate loans while in school?
19:40 I have loans from undergrad and grad school. I took a break after undergrad and worked for the state. Should I consolidate all the loans after I graduate?
24:53 I'm graduating in May. What should I expect with my student loans?
29:00 Four tips for a smooth transition into student loan repayment
32:34 I have already been in repayment for 15 years but the consolidation loan application says I have 300 months in repayment to go. Will I really have to pay for another 25 years?
38:10 Where to take your complaints about student loan servicing