Скачать или смотреть Stop Budgeting | A Budget-Free Method of Money Management

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By drawing a comparison to the inefficiency of dieting for long-term health, the video questions the accepted wisdom on budgeting as a financial strategy. It makes the case that, similar to dieting, budgeting frequently results in a cycle of restriction and overspending, making it challenging to reach financial objectives or lower stress levels. According to research cited by the author, budgeting may even make spending unpleasant, which would discourage adherence. In place of budgeting, the author promotes a "budget-free" strategy that is focused on conscious spending and a "money map," which entails knowing one's assets, obligations, and objectives as well as having a special "Yes Fund" for guilt-free spending. This method places a strong emphasis on using mindfulness and intuition to inform financial decisions.

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