LIC Nivesh Plus Plan Telugu | Insurance + Investment | (2023)

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Compare your Portfolio vs index for free - https://pages.investt.in/portfolio-re... I will explain the LIC Nivesh Plus Plan Telugu
a ULIP (Unit Linked Insurance Plan) product, in this video. In this plan, I'll cover the charges, how much premium needs to be paid for insurance, how much goes into the investment, and what coverage is provided. Let's delve into the details.

This plan has two variants, Option 1 and Option 2.

In Option 1, the sum insured is 1.25 times the premium. For example, if the premium is 1 lakh, the insurance cover is 1.25 lakhs.

In Option 2, the sum insured is 10 times the premium. So, for a 1 lakh premium, the insurance coverage is 10 lakhs. When you invest in Nivesh Plus, you need to choose between Option 1 and Option 2. I'll explain which one might be suitable in different situations towards the end of the video.

This is a single premium policy primarily launched for investing to avail benefits under section 80C. In this plan, the Death Benefit is the higher of the Sum Assured or the Investment Value.


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