🚀 Open Finance Successes - Ep 4: Bank Banca Aideixa 🇮🇹 and Fintech Actico 🌎

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00:00 Mark describes the functionality of the Platformable’s Value Tool and the use case chosen to be discussed (Banca Aidexa and Actico - credit decision platform using AI-ML)
02:40 Pepe shares his opinion on how compelling this use case is for banks and the importance of handling Big Data, maintaining compliance and security
04:56 Mark asks Pepe how advanced is data governance in financial institutions and if they have done their work in maintaining big data and analytics capabilities. Pepe replies.
05:56 David describes how API and Data governance are on top of the synergy of both technologies (APIs and Data analytics) to achieve a robust integration
07:55 Mark describes a current trend observed, where the conversation between banks and Fintechs has changed and today they have a more collaborative approach
08:27 Mark asks David how much work it takes for a bank to integrate with a partnering Fintech solution, from a technological view. David replies
11:31 Mark asks Mariana her opinion about how this case represents a win-win scenario and which are the benefits for the different stakeholders.
18:35 Mark asks Mariana about the landscape of emerging AI regulations. Mariana replies
20:10 Mark asks the panelists if this use case would cause interest for a bank to see what new generation features can be incorporated as part of the open banking infrastructure. Everybody shares their final thoughts.