Скачать или смотреть Mortgage Deception Hidden Fees & Lender's Dirty Tricks

A borrower showed me a quote from another lender the other day.
Looked great at first glance super low cash to close.
But something felt off.


Dig a little deeper… and all the big fees were missing.
❌ Title fees = “Market Price”
❌ Doc stamps = “Market Price”
❌ Insurance? Prepaids? Left blank.
It’s like ordering lobster off a menu with no price until the bill comes and it’s $8K more than expected.

Was it deception or ignorance? I’m not sure.
But either way, it’s wrong and borrowers deserve better.


So how do you protect clients from getting blindsided at the closing table?

✅ You give a full itemized breakdown even if it makes you vulnerable to comparison.
✅ You educate them on how other lenders manipulate numbers.
✅ You focus on accuracy, not optics.

🎯 Transparency might cost me a deal here or there…
But it wins the clients who value honesty, and those are the ones worth working with.

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