Скачать или смотреть Insurance Premiums

What’s a premium in insurance?
Let’s break it down.

Think of insurance like a safety plan.
You pay a small amount regularly —
that’s your premium.

It’s the price of staying protected.

For example —
let’s say you pay $100 each month for car insurance.

You’re paying that to keep your coverage active —
so if your car is damaged or stolen,
the insurer helps pay the repair or replacement.

No premium, no protection.

Now, your premium depends on risk.

If you drive safely, your premium might be low.
If you’ve had accidents or tickets, it could go up.

Same idea with home or health insurance —
more risk, higher premium.

So, your premium is just the cost
of keeping your safety net in place.

Pay a little now —
to avoid paying a lot later.

That’s insurance made simple.