credit card 101 💳 the ~best~ credit cards in the ph 🌟 personal review after trying out more than 10!

hola~! i've been a credit card user for 8 to 9 years, and here i'm sharing with you my top 2 pics & honest review of all the cards i've tried. so far each has its own pros and cons, and it's up to you to decide kung ano non-negotiables niyo when choosing a card. ❤️

edit: 1 mile is P48, not 54 pesos for citibank premier miles. oversight on my part :)

💳 apply for my personal recommendations:
→ citi rewards card 🌟 highly recommend. enjoy citi perks, & no annual fee for life w min 20k spend within fist 60 days for first-time citi users (check terms and conditions first!)
https://bit.ly/CitiCC-TheaSyBautista

⏰ time stamps
01:38 citibank
06:00 metrobank
08:53 bpi
11:40 bdo
13:15 hsbc
14:55 unionbank
15:50 eastwest

*this video is not sponsored. citi and metrobank are my go-to cards (edit: citi and bpi visa signature na), but for transparency -- i used my link above! you can create your own url to refer citi ccs, too ✨
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