Скачать или смотреть The 2025 Housing Freeze: Why the “American Dream” Feels Out of Reach

In 2025, the cost of homeownership is rising faster than expected. With 45% of homeowners expressing regret, the U.S. housing market is facing a “Freeze and Squeeze” moment. On Geniusly Rich, we analyze new Zillow & Thumbtack data showing that ownership costs average $16,000 more than the mortgage itself.

This video explores 5 financial realities shaping homeownership today:
Insurance premiums rising 48% nationwide
Annual maintenance costs exceeding $10,000 are often overlooked
The “Lock-In Effect” limits mobility for families
Property tax adjustments are adding pressure
Why many homeowners are rethinking their purchase decisions
We provide a clear breakdown of PITI plus maintenance for a typical family in 2025.

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TIMESTAMPS:
0:00 - The Housing “Freeze and Squeeze” of 2025
1:33 - Part 1: The Insurance Surge (Premiums Up 48%)
2:34 - Part 2: The $10,946 Maintenance Reality
3:41 - Part 3: The “Lock-In” Effect
4:27 - Part 4: The Property Tax Catch-Up
5:14 - Part 5: Homeowner Regret in 2025

DISCLAIMER:
This video is for educational purposes only and does not provide financial advice. Outcomes may differ depending on your situation. Please consult a licensed financial professional for guidance tailored to your needs.

#HousingMarket2025 #Homeownership #RealEstate #HiddenCosts #FreezeAndSqueeze #AmericanDream2025 #FinancialLiteracy