Скачать или смотреть How to Buy Your First Home in Australia 2026 (Complete Guide)

Everything you need to know about buying your first home in Australia in 2026. This complete guide covers deposits, government schemes, borrowing, property search, finance, making offers, and settlement.

⏱️ TIMESTAMPS:
0:00 - Introduction: Why 2026 is Different
0:20 - Hook: $30K Gets You a $600K Home
0:52 - Stage 1: Saving Your Deposit (5% vs 20%)
3:04 - Stage 2: Understanding Borrowing Capacity
5:19 - Stage 3: Government Schemes & Grants (Save $20K!)
8:15 - Stage 4: Property Search & Due Diligence
10:17 - Stage 5: Finance & Loan Types
12:02 - Stage 6: Making Offers (Auction vs Private Sale)
14:17 - Stage 7: Settlement Process
15:23 - Recap: Avoid These 3 Costly Mistakes

🔑 KEY TOPICS COVERED:
✅ How to buy with just 5% deposit
✅ Home Guarantee Scheme explained
✅ First Home Owner Grants by state
✅ LMI costs and how to avoid them
✅ Borrowing capacity calculator
✅ Property inspection checklist
✅ Auction bidding strategies
✅ Settlement day timeline
✅ 3 mistakes that cost $47,000+

💰 GOVERNMENT SCHEMES MENTIONED:
Home Guarantee Scheme (save $20K on LMI)
First Home Owner Grant (up to $20K cash)
First Home Super Saver Scheme
State-specific concessions

📍 RELEVANT FOR:
First-time home buyers in Sydney, Melbourne, Brisbane, Perth, Adelaide, and regional Australia.

⚠️ DISCLAIMER:
This video provides general educational information only. It is not financial, legal, investment, or tax advice. Property laws, programs, and eligibility vary by state and change over time. Always consult licensed professionals (mortgage brokers, financial advisers, conveyancers, solicitors) for advice specific to your circumstances. Information current as of January 2026.

🔗 USEFUL RESOURCES:
Home Guarantee Scheme: https://www.nhfic.gov.au/
First Home Super Saver Scheme: https://www.ato.gov.au/
Australian Bureau of Statistics: https://www.abs.gov.au/

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