Скачать или смотреть The OAS Clawback Is Costing Retirees Thousands — Here’s How to Avoid It

If you’re a Canadian homeowner approaching retirement, there’s a little-known rule that could quietly reduce — or completely eliminate — your Old Age Security (OAS) benefits.

It’s called the OAS clawback, and it affects thousands of retirees every year — especially those with pensions, RRSPs, rental properties, dividend income, or paid-off homes.

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In this video, I break down:
How the OAS clawback actually works in Canada
The income threshold where OAS starts getting taken back
Why RRSPs, RRIFs, dividends, and rental income trigger clawbacks
The hidden “dividend gross-up” trap most retirees don’t see coming
How real estate events like selling a rental or cottage can impact OAS
Smart planning strategies high-income retirees use to protect their benefits

You’ll also learn how Canadian homeowners with equity can think differently about retirement cash flow — including when using home equity may help preserve taxable income, government benefits, and long-term financial flexibility.

**This video is educational only and designed to help retirees, pre-retirees, and real estate owners make informed decisions before age 65 and beyond.**

If you’re between 55 and 75, own property, and want to avoid unnecessary taxes while protecting your retirement income, this is essential information.

🔍 Topics Covered:
OAS clawback Canada
OAS clawback explained
Canadian retirement income planning
RRSP vs RRIF withdrawals
Rental income and OAS
Dividends and OAS clawback
Retirement tax planning Canada
Home equity in retirement
Reverse mortgage Canada explained
Retirement cash flow strategies

⚠️ Disclaimer:
This content is for educational purposes only and is not tax, legal, or financial advice. Always consult a qualified professional before making financial decisions.

🇨🇦 About the Channel:
This channel focuses on Canadian real estate, mortgages, retirement planning, and wealth strategies — with clear, practical explanations designed for homeowners, investors, and families planning long-term financial security.