Should I Top up CPF SA or MA first? | VCMA vs RSTU

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2022: Both share the same $8000 limit of tax relief

SA, not much use before age 55. Limited products eligible to invest in
MA, useful for ISP & CSL premiums, medical bills subjected to annual limit.

VCMA before RSTU, why?
RSTU monies and interest cannot be withdrawn even after age 55 and meeting frs, written in cpf website.
So even if reach FRS early with rstu top ups, all cannot be withdrawn

VCMA to BHS First, easier to hit. Also once ma reach BHS, your mandatory MA contributions for both employer and employee with flow into SA until FRS, flow to OA when frs met. Supercharging both SA and MA. Dont forget that the supercharged amount from MA, can be withdrawn after age 55 and FRS met.