Скачать или смотреть The History of Credit Bureaus and How to Win the Credit Game

Rondi Lambeth dives deep into the history of credit bureaus, debunking common misconceptions and revealing surprising facts. From their origins as merchant groups tracking unpaid debts to their evolution into massive data-collecting agencies, Rondi uncovers the truth behind credit reporting. He discusses the "Big Three" (Experian, Equifax, and TransUnion), their revenue, and their global reach. He also shares a personal connection to Experian's founding and explains how these agencies gather and sell consumer data, including details about the "Welcome Wagon" and the power of store loyalty cards. Rondi then reveals a proprietary method for disputing credit report errors, emphasizing the importance of understanding the Fair Credit Reporting Act. Finally, he offers actionable steps to protect your identity, including opting out of pre-screened offers and freezing your credit report.

Learn more:

https://creditmojo.ai/
https://fortressu.com/
https://rondilambeth.com/
https://winningthetaxgame.com/


📍 Chapters:
0:00 Intro: School of Wealth
0:26 History of Credit Bureaus
2:20 TransUnion Overview
4:08 Business Credit
5:35 Equifax Overview
7:02 Experian Origins
9:30 Experian & TRW
11:00 Cashless Prediction
13:00 Dynasty Companies
14:30 Fed & IRS
16:00 Own Nothing
18:30 Elon's Wealth
20:00 Debt & Credit
21:00 Ancient Credit
28:30 Welcome Wagon
34:00 Data Collection
40:00 Check Systems
41:00 Credit Repair Hack
45:00 Credit Services
47:00 Credit Bureaus' Impact
50:00 Identity Theft
52:00 Tax Workshop Ad
53:00 ID Theft: Friends
55:00 Tax Savings
57:00 M3 Program
58:00 Freeze Credit
1:01:00 Credit Monitoring
1:02:00 Insurance Scores
1:05:00 Financial Fortress
1:06:00 Tax & Real Estate
1:07:00 Offers & Info