Скачать или смотреть Your Home Insurance Might Not Cover This Accident

Summary
Are you sure your home insurance liability coverage is enough? Michelle Hancock, an agency owner and co-founder of PNW Insurance Group, explains why many homeowners assume their standard $100,000 limit is sufficient—until a serious accident happens. In this video, she breaks down why liability limits matter, how to assess your current coverage, and strategies to protect yourself from costly lawsuits. Learn how umbrella insurance can add an extra layer of security for your home and auto policies.

Key Takeaways:
✅ Accidents can happen to anyone, and basic coverage may not be enough.

✅ A $100K liability limit can be quickly exceeded by major injuries or lawsuits.

✅ Reviewing your policy and talking to your agent can uncover affordable ways to increase coverage.

✅ Buy as much coverage as you can reasonably afford to protect your finances.

✅Umbrella insurance adds $1M–$2M in extra protection over home and auto policies.

Chapters:
0:00 – Introduction: Why Liability Limits Matter
0:28 – Real-Life Story: Friendly Dog, Big Liability
1:53 – The Reality: Accidents Happen to Everyone
2:26 – Action Steps: Review & Increase Your Coverage
3:20 – Understanding Limits & Umbrella Policies
4:07 – Final Thoughts & Takeaways

Explore More Videos:
🔹   • Personal Insurance (Home & Auto)  
🔹   • Auto Insurance  
🔹   • Insurance Tips  
🔹   • About PNW Insurance Group  

Stay Connected:
🔗 Website: https://www.pnwinsurancegroup.com
📩 Contact Us: [email protected]
📌 Facebook:   / pnwinsurance  
📌 Instagram:   / pnwinsurance  

🔔 Your Protection, Our Priority!
If this video helped you, give it a thumbs up 👍, subscribe for more expert insurance tips, and turn on notifications to stay informed. We’re here for you—drop your questions in the comments, and let’s navigate insurance together!

#insurance #localinsuranceagency #insuranceagents #insurancetips #insurancecompany #homeliabilitycoverage #liabilitycoverage #homeownerspolicy