Скачать или смотреть ONLINE COURSE: Pensions and Life Policies in the Context of Estate Planning

An inter-disciplinary look at estate planning, and the effective use of pensions and life policies, to provide for clients, save IHT and ensure better provision for the right beneficiaries.

This new course is especially designed for Surrey Law Society by John, a lawyer and tax adviser (and regular presenter to the Society, aims to cover: -

Client objectives and the roles of financial planners (FPs) and lawyers/tax advisers in working together, seeking better solutions for clients and the FP’s use of cashflow planning.

Exploring the main tools in the FP’s pensions and life policy box, how and when these are written in trust, and the place of spousal by-pass trusts post the 2015/16 pensions reforms.

With a brief nod to TRS and when trusts here need to be registered on the Trust Register.

The tax treatment of pension death benefits, the use of nominations and expressions of wishes, and the tax rules affecting choices on pensions and life cover.

The RNRB £2m threshold for IHT, rethinking the use of assets to avoid the loss of RNRB by taper, when pensions might not be taken and when designated to drawdown to the younger generation.

Estate planning for spouses and how the assets in each name interact to get the right long term solutions, taking into account all that will pass to beneficiaries on death.

The course will use some case studies to illustrate options.