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This is the break down of the Interim Bill (Cares Act 3.5) that was just passed.

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Interim Bill
The legislation totals $484 billion and delivers funding to small businesses, hospitals, and for testing.

1.Payment Protection Program (PPP): $310B
If you want to apply for either the PPP Loan or EIDLS Loans go to sba.gov. You can receive 2.5 times your average monthly payroll costs or $10 million, whichever is lower. This program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed person. The program provides forgivable loans to qualifying businesses.

2.Economic Injury Disaster Loan (EIDL Loan): $60B ($50B in loans and $10B in grants)
This loan advance will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties. $1,000 per employee, meaning you need at least 10 employees to receive the full $10,000 advance.

-Who qualifies?
This program is for any small business with less than 500 employees. This includes sole proprietorships, independent contractors, and self-employed persons. If you work for uber eats or postmates you qualify. Basically, if you sell anything to someone else as a business, you qualify. It is better to fill out an application if you are unsure.

-Make sure to have all your information ready when you apply.
In order to make your application go through faster make sure you have all of your business information ready to apply when you go to the sba.gov website. Once your application goes through, you can receive your check in as soon as 3 days.

-How to count number of employees?
The sba defines this as anyone who is full time or part time. So essentially, if someone helps you in some way with your business they are technically an employee and you can include them when filling out your application.

3.Hospitals: $75B
4. Testing: $25B

In addition to this the Interim Bill (Cares Act 3.5) also provides additional funding of:
$12 billion for PPP administrative costs
$2 billion for SBA salaries and expenses

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