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Скачать или смотреть How to Reduce EMI burden |

  • SocialPost Finance
  • 2025-09-24
  • 1076
How to Reduce EMI burden |
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Описание к видео How to Reduce EMI burden |

The video discusses a strategy to reduce the burden of home loan EMIs. The speaker explains that for many people, the EMI can consume 40-50% of their monthly salary, making it a significant financial burden. The proposed solution is to set a lower EMI than your maximum capacity and invest the remaining amount through a Systematic Investment Plan (SIP).

For example, if you can afford to pay a yearly EMI of ₹6 lakh (₹50,000 per month), you should only set your EMI at ₹40,000 and invest the remaining ₹10,000 every month in an SIP. The speaker states that over a 20-year period, this ₹10,000 monthly investment, assuming a 12-13% return, can accumulate to a corpus of nearly ₹70 lakh. This accumulated amount can be used to pay off the home loan or support the EMIs, reducing the financial strain and potentially settling the loan sooner.

#homeloantips #emi #financialplanning #sip #investmentstrategy #personalfinance #moneymanagement #financialfreedom #homeownership #wealthbuilding #anilkumarbatchu #socialpostfinance

How to Reduce EMI burden | #ytshorts #shorts #homeloan #homeloantips #emi #sip #investment #savings

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