Riders in Insurance That YOU MUST HAVE | Type of Term Insurance Riders - What are NOT REQUIRED?

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Term insurance is straightforward, but selecting the right plan involves decisions about various riders, like accident benefits or critical illness cover. While some riders, are essential, others may not be necessary and can increase costs. It's important to choose riders based on individual needs to provide adequate coverage without overspending.

In this video, we will see the basics of term insurance and why it's a simple and affordable way to secure your family's future. We'll cover common riders like accidental disability, critical illness, and waiver of premium, discussing which are essential, which are situational, and which you might skip to avoid unnecessary costs. Plus, we'll share tips on choosing the right coverage and riders based on your personal needs and financial situation.

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