Скачать или смотреть The Credit Card Debt Spiral (Why Paying Feels Useless)

The Credit Card Debt Spiral (Why Paying Feels Useless)

Credit card debt doesn’t destroy your finances overnight.
It happens quietly — while you’re still paying, still trying, still “being responsible.”

In this video, I walk through a realistic story that shows how high-interest
credit card debt slowly takes over your life, why paying the minimum feels useless,
and the exact system that actually stops the spiral.

This isn’t about being irresponsible.
It’s about a system designed to feel normal while it drains you.

What you’ll learn:
– Why credit card debt feels invisible until it’s everywhere
– How interest quietly cancels out your payments
– The psychological traps that keep people stuck
– The moment most people realize the balance isn’t moving
– A realistic system to stop the debt spiral

This video is for education only, not personal financial advice.

⏱ Chapters:
00:00 The slow collapse
03:10 When debt feels “normal”
07:40 Why paying doesn’t work anymore
12:30 The credit limit moment
17:20 Stopping the bleeding
22:00 The system that actually works
28:30 The turning point
33:40 Final truth about debt & calm

Subscribe to SKM Finance Study for real-world money systems, not hype.
#CreditCardDebt #DebtSpiral #PersonalFinance #MoneyAnxiety #PaycheckToPaycheck