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Thinking of waiting for lower rates in 2026? That decision could cost—or save—you thousands. Here’s what you need to know before planning your move.

If you are looking to refinance or purchase a home now or in the future, meet with the Oddo Group.
https://oddogroup.com/

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First Time Homebuyers Playlist
https://www.youtube.com/watch?v=TeM-x...
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Real Estate Tips Playlist
https://www.youtube.com/watch?v=0fvWw...
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Michelle Oddo
Branch Sales Manager
M (303) 961-6906
O (720) 738-1081
[email protected]

CO License 100028804
NMLS 297239

As a prior partner of her own mortgage brokerage company, Michelle has over 25 years of mortgage lending experience as a loan originator as well as experience in loan processing and underwriting. She enjoys helping people choose the right loan to fit their specific needs, and prides herself on educating clients on all available options. Michelle’s expertise is working with self-employed, first time homebuyers and counseling challenging borrowers. Passionate about giving back to her community, Michelle is a member of Chamber of Northwest Douglas County, the Homes for Heroes and SMDRA. Her awards include:

o Top 1% Originator for 2014, 2015, 2016, 2017 & 2018
o 5280 Magazine’s Five Star Loan Officer (a multi-year winner)
o Chairman’s Club at NOVA® Home Loans for 2012, 2013, 2014, 2015, 2016, 2017 & 2018
o Awards (2017 & 2018):
Best Mortgage Lender: #1 in Highlands Ranch, #56 in CO
Best Mortgage Refinance Lenders: #3 in Highlands Ranch, #49 in CO
Best VA Mortgage Lenders: #1 in Highlands Ranch, #31 in CO
Best FHA Mortgage Lenders: #3 in Highlands Ranch, #32 in CO
Best Mortgage Lenders for Low Down Payment: #1 in Highlands Ranch, #43 in CO
Best Mortgage Lenders for First-Time Home Buyers: #2 in Highlands Ranch, #65 in CO
Best Mortgage Brokers: #1 in Highlands Ranch, #14 in CO
Best Mortgage Lenders for Low Credit: #1 in Highlands Ranch, #41 in CO
#BestMortgageLender #MichelleOddo