Magical Madeira with The Holiday Property Bond

Bondholders Gary and Lesley Sibbald tell us what makes Madeira one of their favourite destinations with The Holiday Property Bond. This amazing island has so much to offer from incredible scenery, beautiful gardens, levada walks and delicious local produce. There is plenty to keep you occupied at HPB's delightful resort 'Encosta Cabo Girão' with swimming pools, tennis courts, a bowling green, crazy golf and many other activities available!

To find out more about The Holiday Property Bond's Madeiran home, please visit https://www.hpb.co.uk/property-portfo...


Please expand this section for a summary of the Holiday Property Bond and the risks and charges of an investment.

An initial payment from £5,000 and a quarterly fee of under £38 (that is around £150 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The charge is the same throughout the year – there are no high season premiums. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.

This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is Equiom (Isle of Man) Limited, registered at Jubilee Buildings, Victoria Street, Douglas, Isle of Man, IM1 2SH. The Securities Adviser is Stanhope Capital LLP of 35 Portman Square, London W1H 6LR. No medical examination is required. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies. We are now unable to accept new applications from residents of EU countries and some other jurisdictions. HPB Assurance Limited reserves the right to decline an application at its sole discretion.
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