Senior Citizen Savings Scheme In Hindi | SCSS Latest Interest Rate | Post Office Savings Scheme

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Senior Citizen Savings Scheme In Hindi | SCSS Latest Interest Rate | Post Office Savings Scheme

Welcome to Josh Money!
In this video of Josh Money, we will be discussing about Senior Citizen Savings Scheme in full details.
Senior Citizens Savings Schemes can be availed by any individual above the age of 60 years. They are effective savings options for the long term and offer attractive features and unmatched security.
The Senior Citizens Savings Scheme (SCSS) was launched with the main aim of providing senior citizens in India a regular income after they attain the age of 60 years old. Some of the main benefits of the scheme are:

Tax benefits are provided.
Safe to invest in the scheme.
Premature withdrawal is allowed.
The account can be transferred across the country
High interest rates are offered
The scheme comes with various security features and provides individuals with a savings option for the long run. The SCSS is available at post offices and certified banks across the country.

Process to Open an SCSS Account
An SCSS account can be opened at a bank or a post office. The process to open an SCSS account is mentioned below:

Visit the nearest post office or bank branch.
Submit the application form along with the KYC documents.
A cheque for the amount that is being deposited must be provided.
You can add nominees to the account.

Source: Bank Bazaar

To know more about the SCSS, watch the full video!

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Which saving scheme is best for senior citizen?
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Is SCSS tax free?