Скачать или смотреть Breaking Down Bad Social Media Financial Advice

Investment decisions should always be contextual, reflecting individual circumstances, goals, and values rather than following generic advice from social media. One person's ideal investment could be completely inappropriate for another depending on their financial situation, risk tolerance, tax position, and time horizon.

• Investing isn't one-size-fits-all—a $50k investment means something different to everyone
• Generic investment advice fails to consider personal circumstances and values
• The "trinity" of investments (risk, return, liquidity) can't all be maximized simultaneously
• Buying a business often means buying yourself a job, not passive income
• Real estate isn't inherently safe or consistently profitable without careful consideration
• Self-directed IRAs are different from self-managed accounts and carry additional complexities
• Tax planning should inform investment decisions, especially regarding Roth vs Traditional accounts
• Investing in yourself often provides the best return on capital
• Time is perhaps the most valuable investment of all—consider how you want to spend it

If you need help understanding how investments fit into your personal financial situation, schedule a consultation at ducharmewealth.com. We work with clients across all 50 states and are always happy to provide a second opinion on your financial plan.

[00:00:00] Why Investment Context Matters
[00:06:10] The Problem With Simple Investment Answers
[00:11:03] Analyzing Social Media Investment Advice
[00:17:55] Business Ownership vs. Investment Reality
[00:25:01] The Trinity: Risk, Return and Liquidity
[00:32:30] Real Estate and Cryptocurrency Considerations
[00:38:40] Retirement Accounts and Tax Planning
[00:43:12] Closing Thoughts on Personalized Investing

DISCLAIMER:
Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.