Скачать или смотреть How to Get a Personal Loan as a New Employee

Perhaps the most important factors that qualify an applicant for a loan are employment and income. Lenders value employment so much that you can qualify for a loan if you just started a new job, or even if you only have an offer letter and haven’t started yet.
In October 2019, 128,000 jobs were added to the U.S. economy. If you were one of the people who started a new job or will start a new job soon, you may be able to get approved for a loan based on your offer letter.

An offer letter indicates future income, reducing risk in the eyes of the lender regardless of whether your start date has come or not. However, lenders also value stability and reliability, so if you haven’t held your current position for a significant length of time, your application may be penalized.
That said, it is possible for new employees with job offer letters to qualify and get approved for loans. Whatsmore, there are steps you can take as a new employee that will improve your chances of getting a loan, and this article details what those steps are and how they can help you obtain credit.