Скачать или смотреть Paytm का हुआ The End || RBI ने किया Paytm को बर्बाद 😱| Why RBI killed Paytm?

Paytm का हुआ The End || RBI ने किया Paytm को बर्बाद 😱| Why RBI killed Paytm? By Gyani idea.

The RBI’s recent invoking of its powers under Section 35A of the Banking Regulations Act, 1949, against a payment bank, in this case Paytm Payments Bank, appears to be a hasty decision. The fact of the matter is that Section 35A is generally utilised when depositors’ money is at risk in a bank. While a payments bank is technically deposit-taking, the threshold imposed per customer is just Rs 2 lakh.

Such low limits mean that availing customers merely use their accounts as transactional, and not abodes of their life savings. Going by the business model of the sector, the players in this space are financial enablers at best and cannot be treated as financial institutions.

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