Скачать или смотреть Second Order Thinking & Mental Models | Money Decisions, Long Term Thinking, Critical Thinking

Most people stop at: “If I buy this, I’ll be happy.” Second order thinking forces you to keep going: “And then what?” and “And then what?” again. A new car isn’t just a monthly payment—it’s higher insurance, more repairs, less investing, and more years stuck at work. The real cost of your choices is hidden in the second and third effects.

Using this mental model on your money decisions instantly upgrades your long term thinking. Instead of chasing the feeling of now, you see the chain of consequences stretching years into the future. That’s real critical thinking applied to your wallet.

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