Скачать или смотреть How to Preclose Your Home Loan?

▬ Contents of this video ▬▬▬▬▬▬▬▬▬▬

0:00 - Intro
0:05 - Why to Pre-close your Home Loan?
0:15 - Sources to Prepay your Home Loan
0:25 - Things to Ensure Before you Pre-close your Home Loan
0:39 - How to apply for a Home Loan Pre-closure?
0:51 - Summary

Why to Pre-close your Home Loan?

Helps save interest on the amount
Investments possible on the saved interest
Helps fulfill financial goals

Sources to Prepay your Home Loan

Lump sum cash inflows :-
Bonuses
Interest received from your investments
Income from the sale of property

Things to Ensure Before you Pre-close your Home Loan

Do not use up all your savings
Do not dig into your retirement plan or children’s education funds
Pay off loans with higher interest first
Check the ideal situation for you :
Making small prepayments
Total home loan pre-closure

How to apply for a Home Loan Pre-closure?

Keep all EMI payments up-to-date
Deposit this amount by the due date
Take a No Dues Certification (NDC)

Summary

Pre-closure of home loan helps save interest
Sources to prepay home loan include lump sum cash inflows
Pay off loans with higher interest first
Steps to apply for home loan pre-closure :
Deposit this amount by the due date
Take a No Dues Certification (NDC)
EMI Payments to be kept up-to-date

To know more about Pre-closure of Home Loan: https://www.hdfcsales.com/home-loans

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