This Loophole Makes Traditional 401(K) Better Than Roth [2023 Update]

Having an optimized investing strategy can mean extra tens of thousands of dollars per year in retirement—and I'm breaking down how you can get the most bang for your buck with the Traditional 401(k).

For the full deep-dive on the ultimate Traditional and Roth strategy, check out The Money with Katie Show podcast: https://podcasts.apple.com/us/podcast...

Here's the spreadsheet we created to show the Traditional vs. Roth timelines and outcomes: https://docs.google.com/spreadsheets/....

This show is a production of Morning Brew and is produced by Henah Velez and me, Katie Gatti Tassin. Devin Emery is our Chief Content Officer. Our video editors are Christie Muldoon, Sebastian Vega, and Nichole Friedman. Additional fact-checking comes from Kate Brandt.

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#MoneywithKatie #Money #Retirement #PersonalFinance #401K #Traditional #Roth #Traditional401k #RothIRA

00:00 Traditional or Roth 401(k)?
00:15 Why a Traditional 401(k) could be better
02:00 Katie’s experiment
05:27 Roth vs Traditional numbers
07:08 Katie’s ultimate strategy
07:59 M1 Finance’s high-yield savings account

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