Is Amex Platinum Good If You Don't Travel?

Описание к видео Is Amex Platinum Good If You Don't Travel?

Picture this: a credit card that screams luxury, but you rarely leave your hometown. Is the Amex Platinum worth it if your suitcase gathers dust more than miles? Let's break it down.

Number 1. Is Amex Platinum Good If You Don't Travel?

So, you've heard about the American Express Platinum card. It's sleek, it's prestigious, and it's got a list of perks as long as a boarding queue. But if your idea of an adventure is trying a new coffee shop down the street, is it worth it? The short answer: if you don't think you'll be traveling much, the card probably isn't the best fit.

Let's dive into why. The Amex Platinum is designed with travel in mind. From the airline fee statement credit to lounge access to hotel elite status, this card's perks are tailor-made for jet-setters. If you're not planning to take advantage of these benefits, you might find yourself not fully utilizing what you're paying for. However, if you do decide to take a trip or two a year, the benefits can quickly outweigh the annual fee.

In essence, if you're not dipping your toes into the travel pool, you might be missing out on the full potential of the Amex Platinum. But hey, if a staycation is more your style, there are plenty of other cards that might suit you better.

Number 2. What Happens If You Don't Use Your Amex Card?

So, you've got this shiny Amex Platinum card, but life happens, and it sits snugly in your wallet for a while. What happens then? Welcome to the Help Center. Amex understands that sometimes cards go unused, but they've got your back.

For your security, if Amex notices that your card hasn't been used for an extended period, they may send you a heads-up. They won't just spring the "account closed" surprise on you. Instead, they'll give you a fair warning and let you know how you can keep your account open.

The key here is communication. If you find yourself in a situation where your Amex Platinum isn't seeing the light of day, don't panic. Just keep an eye on your emails or messages from Amex, and they'll guide you on what to do to keep your account active. So, feel free to take that break from swiping without worrying about your card suddenly going into hibernation.

In a nutshell, if you're not using your Amex Platinum for a while, don't sweat it. Amex has policies in place to make sure your card stays active, giving you peace of mind whether you're traveling the world or simply enjoying local delights.

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