Скачать или смотреть Retirement Planning vs Protection: Which Should You Start First?

"💭 When’s the best time to start planning for retirement?
Or should you focus on heavy protection first? 🤔

Many people ask this question — especially when the budget is tight 💸
Here’s my take 👇

🛡️ 1️⃣ Protection always comes first
• Your income is your foundation — protect it.
• Medical, CI, and life insurance ensure your plan doesn’t collapse when crisis hits.
• Once your protection is in place, you can focus on building wealth safely.

💰 2️⃣ Retirement fund comes next
• After securing protection, plan for your long-term future.
• Look beyond EPF — consider PRS or other investment tools.
• The earlier you start, the stronger your compounding power 💪

⚖️ 3️⃣ Don’t choose one and ignore the other
• It’s not “either-or”, it’s “both — in different proportions.”
• Protect first, save next.
• Review your allocation as your life stage changes.

✨ Summary:
Protection = Mitigate risk today.
Retirement fund = Prepare for tomorrow.
Start with protection, build towards retirement — and do both consistently 💼

#InsuranceComplainStation #ICSS6 #Gratitude #ServingYou #FinancialPlanning #RetirementPlanning #InsuranceTips 💬"