Скачать или смотреть What Is Balance Billing And How Does It Impact Vulnerable Seniors? - Golden Years Health Plan

What Is Balance Billing And How Does It Impact Vulnerable Seniors? Are you aware of how unexpected medical bills can affect seniors' finances and peace of mind? In this video, we explain what balance billing is and how it can impact vulnerable seniors, especially those relying on Medicare or Medicare Advantage plans. We’ll cover what balance billing entails, why it happens more often with out-of-network providers, and the potential financial burden it can place on seniors living on fixed incomes. You’ll learn about the common situations where balance billing occurs, such as emergencies or urgent care visits, and how these surprise charges can lead to significant stress and confusion.

We’ll also discuss recent laws like the No Surprises Act that aim to protect seniors from unexpected bills, and what gaps still exist. Additionally, we’ll share practical tips on how seniors can avoid these surprises by verifying provider network status and reviewing their Explanation of Benefits statements carefully. If a surprise bill does arrive, we’ll guide you on steps to take, including contacting your insurance company or a patient advocate for assistance. Understanding your rights and options is essential to managing healthcare costs effectively. Join us to learn how to navigate this complex issue and protect yourself from unexpected medical expenses.

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About Us: Welcome to the Golden Years Health Plan channel! Our mission is to help seniors navigate the world of healthcare with confidence. Here, you'll find essential information on Medicare coverage options, Medicare Advantage Plans, Supplemental Insurance (Medigap), and Prescription Drug Plans (Part D). We also cover long-term care insurance, choosing the right senior health plans, and tips for Medicare enrollment. Additionally, we explore dental and vision insurance for seniors, Medicaid options, and ways to manage senior healthcare costs effectively.