How I Bought a Resale HDB at 24 y/o as a Single | Finances, Process, Timeline, Experience

Turn on [CC] for subtitles.

In 2020, when I was 24 years old, I bought a HDB resale flat. In this video I explain the events in my life that pushed me to make this decision, and I also go through all the steps in the process of buying a HDB flat in Singapore.

🕑 TIMESTAMPS:
0:00 tldr
1:12 real introduction
4:24 part 1: background & context
15:50 part 2: HDB resale flat buying process
42:06 reflections & lessons learnt

🏠 🎥 VIDEOS MENTIONED:
– Part 1: (this video!)
– Part 2: 2-Room HDB Renovation Journey ➡️    • My Home Renovation Journey For My 2-R...  
– Part 3: House Tour ➡️    • My Minimalist 2-Room HDB Flat | House...  

🧡 FIND ME ON PATREON:   / lisa_k  
📧 EMAIL: [email protected]
👉 If you're looking for a financial advisor, I would highly recommend the folks at DaretoFinance: https://forms.gle/UCSudcU21ngzHXCF8

🌐 USEFUL LINKS FOR MORE INFORMATION
👨🏻‍💼 My real estate agent: https://finnfindshome.com/
// Guide to buying a resale flat
– Bluenest - general process & planning: https://blog.bluenest.sg/how-to-buy-a...
– Bluenest - finance & extra costs: https://blog.bluenest.sg/costs-of-buy...
– Bluenest - specific process: https://blog.bluenest.sg/hdb-resale-p...
– HDB’s own guide: https://www.hdb.gov.sg/cs/infoweb/res...
– The Smart Local: https://thesmartlocal.com/read/buying...
– Seedly - considerations when choosing a resale flat: https://blog.seedly.sg/how-choose-buy...
// Specific topics
– HDB Eligibility Schemes: https://www.hdb.gov.sg/cs/infoweb/res...
– HDB Register Intent to Buy: https://www.hdb.gov.sg/cs/infoweb/res...
– HDB Budget Calculator (for Loan): https://homes.hdb.gov.sg/home/calcula...
– Mortgage Servicing Ratio: https://www.propertyguru.com.sg/prope...
– Loan-to-Value Ratio: https://www.propertyguru.com.sg/prope...
– Cash Over Valuation: https://www.propertyguru.com.sg/prope...
– FWD HDB Fire Insurance: https://www.fwd.com.sg/fire-insurance/
// Others
– CPF Nomination: https://www.cpf.gov.sg/member/account...

✏️ RESOURCES:
– 📊 Budget Template (go to "File → Make a copy" to be able to edit the template) ➡️ https://docs.google.com/spreadsheets/...

🔗 SERVICES I USE + REFERRAL CODES (only if you wish to support me, no pressure):
– 💰 Money Lover app (expense tracker app) ➡️ https://apps.apple.com/sg/app/money-l... (iOS) / https://play.google.com/store/apps/de...
id=com.bookmark.money&hl=en (Android)
– 💰 *Stashaway (investment robo-advisor) ➡️ https://www.stashaway.sg/lisa-k
– 💰 *Syfe (investment robo-advisor) ➡️ https://syfe.onelink.me/CBOg/LisaK (code: LISAK)
– 💰 *Singlife (cash management account) ➡️ https://app.singlife.com/y1Iyf0TB
– ☎️ *giga! (my phone plan) ➡️ http://bit.ly/refergiga (code: rU0Bvk)

📹 MY EQUIPMENT & TOOLS:
– *Logitech Yeti Nano Microphone: https://shope.ee/4pZfTbrnIP
– *iPad Pro 11" (3rd gen): https://shope.ee/8p5rSCBYO1
– *Apple Pencil: https://shope.ee/2KsNiHhwjw
– iMovie for video editing
– Canva for graphics

*Indicates use of affiliate links which provide a small commission that help to support this channel.