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You can , which is a renovation loan. Unless you have strong assets, you're probably gonna need a stronger score. When I say strong assets, so on a 2 0 3 K, you typically cannot use down payment assistance. You need to have your own three and a half percent down payment. You need to have your own funds set aside for closing costs.

The seller could contribute a little bit if you guys negotiate on the contract, but for the most part, six 20 credit score could get you a 2 0 3 K. You just need to make sure you qualify at the debt to income ratio, so you still have to qualify, but you know, six 20 credit score is a doable score. Just depends on the rest of the determining factors.

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