Скачать или смотреть Rachel Reeves Pension Tax 2027 Explained | Massive Inheritance Tax Change You Must Know!

Rachel Reeves Pension Tax 2027 Explained | Massive Inheritance Tax Change You Must Know!
⚠️ The UK Pension Tax System Is About to Change—Are You Ready?
In this video, we break down the new Rachel Reeves pension tax changes coming in April 2027, and how they will impact your defined contribution pension, estate planning, and inheritance tax bill.

📆 From 6 April 2027, unspent pensions will no longer be inheritance tax-free. Under the new rules introduced as part of the Rachel Reeves 2027 tax reform, your pension pot will now be counted as part of your estate, potentially pushing you above the £325,000 inheritance tax threshold.

💸 That means your family could face a 40% IHT bill on your pension savings—plus income tax if you die after 75. In some cases, your beneficiaries could lose 60% or more of what you’ve saved.

🔍 What You’ll Learn in This Video:
✔️ What the Rachel Reeves pension tax reform is
✔️ The exact changes coming in April 2027
✔️ How pensions will be taxed after death
✔️ What “double taxation” means (IHT + Income Tax)
✔️ Real-life example of how much tax your heirs might pay
✔️ Smart ways to reduce your inheritance tax exposure
✔️ How self-employed people and business owners are impacted
✔️ Expert tips to protect your pension and legacy

📊 Example Case Study:
If your estate includes:
🏠 £600,000 in property and other assets
💼 £300,000 in a defined contribution pension
Your estate = £900,000

✅ Pre-2027: Pension excluded → £275,000 taxed → £110,000 IHT
❌ Post-2027: Pension included → £575,000 taxed → £230,000 IHT
That’s a tax hike of over £120,000!

🧠 Who Needs to Watch This Video?

Self-employed professionals with pension savings

Business owners planning their estate

Retirees aged 60+ with significant pension pots

Anyone with a SIPP or defined contribution pension

Financial advisors & estate planners

Families concerned about inheritance tax

📢 Key Phrases Covered in the Video (SEO Keywords):
Rachel Reeves pension tax 2027, inheritance tax changes UK, defined contribution pension tax, pension and inheritance tax, UK budget pension changes, self-employed pension tax, how to avoid inheritance tax UK, pension taxed after death, estate planning UK 2027, new tax rules for pensions

📌 Stay Informed and Take Action
This is one of the most significant tax changes in years, and it affects millions of UK savers. Don’t get caught off guard—make sure your family is protected. Watch until the end to hear expert tips on reducing your inheritance tax burden.

📥 Helpful Resources:
Gov.uk – Pension and IHT updates: https://www.gov.uk/inheritance-tax
HMRC guidance on pension death benefits: https://www.gov.uk/hmrc-internal-manu...
Financial Planning Tools & Advisors: Search "UK IHT estate planners"

👍 Like this video?
🔔 Subscribe for more updates on UK finance, tax changes, pensions, and personal wealth.
💬 Have questions about the Rachel Reeves pension tax policy? Drop them in the comments below!

#RachelReeves #PensionTax2027 #InheritanceTax #UKBudget2027 #EstatePlanning #SelfEmployedUK #UKPensions #FinancialFreedom #TaxPlanning #UKFinance #SIPP #PersonalFinanceUK