17 ISA Mistakes You Need to Avoid

I have 17 common mistakes, tips, tricks, and hacks that can help you get the most out of your ISAs.
All resources mentioned in the video are listed below.


The brokers I use: 📈
Trading 212
https://trading212.com/promocodes/DAMIEN
If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines in the bottom right corner of the app.

InvestEngine
https://investengine.pxf.io/eKR40z
Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine

Vanguard
https://www.vanguardinvestor.co.uk/
This is not an affiliate link

All the links from the video:

APS
https://www.barclays.co.uk/content/da...

The wrong types of ISAs
https://www.bluecoatwm.com/single-pos...

https://www.thisismoney.co.uk/money/m...

How many ISAs
https://www.nsandi.com/isa-changes

Flexible ISAs

I use trading 212 for both flexible cash and stocks and shares ISAs
Trading 212
https://trading212.com/promocodes/DAMIEN
If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines in the bottom right corner of the app.

Here is more information on them
https://www.unbiased.co.uk/discover/p...

What if you exceed the allowance?

Telephone:
0300 200 3300
Outside UK:
+44 135 535 9022
I thought i could find an email but see this
https://www.gov.uk/government/publica....

Share lending.

W8Ben Forms
https://www.investopedia.com/terms/w/...

Tax inside of an ISA
https://www.gov.uk/tax-buy-shares#:~:...

LISA 4k allowance

ISA transfers
https://www.gov.uk/individual-savings...

JISA
https://www.gov.uk/junior-individual-...

British ISA
https://www.gov.uk/government/consult...

Timestamps
00:00 - Big list
00:14 - APS
01:09 - Use them
02:57 - The wrong ISA
06:32 - Government mistake
07:43 - How many can you have?
09:01 - Flexible ISA
10:14 - Exceeding the allowance
11:01 - Share lending
11:24 - W8ben forms
11:54 - ISAs are not tax free
12:58 - LISA allowance
13:23 - Transfer
13:31 - Junior ISA
15:34 - British ISA