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What happens when banks say “no” to your dreams?

That’s where LenDenClub comes in — India’s fastest-growing peer-to-peer lending platform, built on the belief that access to credit shouldn’t be limited to a privileged few.

From facing roadblocks and skeptical lenders to pioneering the fastest loan delivery turnaround time and building trust in a country with a fragile credit system, this is the story of how a small idea turned into a financial revolution.

But behind every balance sheet lies a human story: borrowers fighting for their dreams, lenders learning to take calculated risks, and entrepreneurs battling debt cycles, distribution challenges, and personal sacrifices.

In this episode with Bhavin Patel, we unpack:
💡 The founding vision of LenDenClub
🛑 The roadblocks and lender concerns at the start
🔍 Are borrowers really trustworthy?
⚖️ Defaulters, consequences & the vicious debt cycle
📈 The funding strategy & India’s credit system
🎯 Distribution challenges and scaling hacks
💼 ESOPs, liquidation, and hard lessons from mistakes
🙌 Advice for the next generation of entrepreneurs

This isn’t just about loans or startups — it’s about trust, risk, and the courage to believe in people when no one else will.
Before you think “loans are boring,” watch this. It may just change the way you look at money, credit, and the future of finance in India.

#loans #podcast #humansofbombay

Links:
Humans of Bombay
Instagram:   / officialhumansofbombay  
Uncovered by Humans of Bombay:    / @humansofbombayuncovered  
LinkedIn:   / mycompany  

Karishma Mehta
Instagram:   / karimehta05  
LinkedIn:   / karishma-mehta-b22151174  

Len Den club:
Instagram:
https://www.instagram.com/lenden.club...
LinkedIn: https://www.linkedin.com/company/lend...

Bhavin Patel - CEO & Founder
Instagram: https://www.instagram.com/unfilteredf...
LinkedIn:   / bhavinpatel2022  

About Humans of Bombay –
Humans of Bombay is a movement that started 11 years ago. We believe that every person has a story to tell and we want to help them tell these stories. In these years we’ve published stories across genres – stories of love, hope, faith, and courage. And through our storytelling, we’ve built an engaged community of over 6M!
Our idea is simple – to strike a chord with our community and catalog the beat of humanity, one story at a time.