Скачать или смотреть HOW SHARES WORK IN KENYA, NSE, DIVIDENDS, STOCK MARKET, AND ALL ABOUT INVESTMENT.

Have you ever thought about buying shares in Kenya?
If you have, you’ve probably come across memes and street talk claiming that “buying shares is a scam.” Ignore that noise. Let’s talk facts, financial literacy, and long-term wealth creation the Kenyan way.

What Is Share Investing in Kenya?

Investing in shares means buying part ownership of a company listed on the Nairobi Securities Exchange (NSE). Once you buy shares, you become a shareholder and legally own a percentage of that company. As the company grows, your investment can earn through share price appreciation and dividends, usually paid at the end of the company’s financial year.

If you’re a comrade or a young Kenyan with a source of income—side hustles, allowances, biashara, or employment—don’t spend everything on short-term luxuries. Adopt an earn-now, invest-now mindset and let your money work for you.

Understanding the Nairobi Securities Exchange (NSE)

The NSE is Kenya’s official and regulated stock market. It allows companies to raise capital and investors to build wealth. When you invest at the NSE, you can earn through:

Capital gains (when share prices rise)

Dividends (profits shared with investors)

Bonus shares and rights issues

Long-term ownership in reputable Kenyan companies


Shares, Share Capital, and Ownership Percentage

A share represents a unit of ownership in a company.

Share capital is the total number of shares issued by a company.

When you buy shares, you own a percentage of the company, depending on how many shares you hold.

Share prices at the NSE fluctuate daily based on demand, company performance, and the overall economy.


Dividends in Kenya

Dividends are paid from company profits and are usually deposited directly into your bank account or M-Pesa-linked accounts, depending on the registrar. In Kenya:

Not all companies pay dividends every year

Stable companies like banks and blue-chip firms often pay consistently

Dividends are subject to withholding tax as per KRA regulations


How to Identify a Good Kenyan Company to Invest In

Before buying shares, look at:

The company’s financial statements

Profitability and dividend history

Debt levels and expansion plans

Market position and leadership

Industry outlook (banking, energy, manufacturing, telecoms, etc.)


Always invest in companies you understand.

Choosing a Licensed Broker in Kenya

Only use CMA-licensed stockbrokers approved to operate in Kenya. A licensed broker ensures:

Safety of your funds

Proper execution of trades

Access to official NSE trading systems

Compliance with Kenyan financial laws


Opening a CDS Account in Kenya

To trade at the NSE, you must open a Central Depository System (CDS) account, which stores your shares electronically.

Requirements to Open a CDS Account:

Kenyan National ID or Passport

KRA PIN

Completed KYC forms

Passport-size photographs

A valid bank account (for dividends and refunds)

Contact details (phone number and email)


Once your CDS account is active, you can buy and sell shares through your broker or approved trading apps.

Taxes and Regulations

In Kenya:

Dividends are subject to withholding tax

Capital gains tax may apply when selling shares

All transactions are regulated by the Capital Markets Authority (CMA)
Final Message to Kenyan Youth
The stock market is not for the rich only—it is for the informed. Start small, be consistent, and think long-term. Wealth is built gradually.
If you regret after following this advice—
come and slap me.
Thank you.