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How-To Structure a Private Condo Purchase When One Partner Is PR and the Other Is on EP? #AskRealtorMani

🤔 Is it legal for the EP partner to contribute if the PR partner is the sole legal owner?

💰 Will the EP partner’s contribution trigger ABSD or any tax issues?

🧾 Should both names appear on the title deed or only one?

🧑‍⚖️ If the EP partner contributes but is not an owner, how can their financial interest be protected?

🧩 Can we sign a private agreement for contribution and repayment rights?

🏦 Will banks accept the EP partner’s funds for downpayment?

📉 What happens if the couple breaks up — how does the EP partner recover their share?

📑 Does the PR partner need to declare the EP partner’s contribution?

🏡 Is co-ownership better than sole ownership in such cases?

🚀 What structure gives maximum protection + minimum ABSD?