How Payday Loans Prey on the Poor

Payday Loans, often referred to as Cash Advance loans are high-risk, short-term loans that have played a role in keeping people in an endless cycle of debt.

So today, we’ll look at what Payday loans are, why they can be seen as a form of predatory lending, and cover potentially better loan alternatives like emergency loans and Installment loans you can use in a time of financial need.

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Chapters:
00:00 How Payday Loans Prey on the Poor
00:27 What is a Payday Loan?
02:59 The Cycle of Debt
05:17 Payday Loan Alternatives

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