New I Bond Rate Is 5.27%--Should You Buy, Sell or Hold?

Series I Savings Bonds rates increased this month. The unadjusted CPI-U rose from 301.836 in March 2023 to 307.789 in September 2023. As a result, the Inflation Rate on I Bonds increased to 3.97% in November 2023. At the same time, the fixed rate jumped from 0.90% to 1.30%. This represents the highest fixed rate in 16 years, bringing the combined I Bond rate to 5.27%.

The big question is how this new rate compares to TIPS and whether we should buy more I bonds, hold what we have, or sell?

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Video Resources
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I Bond Rates: https://treasurydirect.gov/savings-bo...
CPI-U: https://www.bls.gov/regions/mid-atlan...
Real Yields: https://home.treasury.gov/resource-ce...
No-Penalty CDs: https://www.doughroller.net/banking/l...

#ibonds #tips #robberger

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While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

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