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China Banking Corporation (China Bank) is the first privately-owned local commercial bank in the Philippines. It was incorporated on July 20, 1920 and started its operations on August 16, 1920. It was the first bank in Southeast Asia to process deposit accounts on-line in 1969 and to offer telephone banking in 1988. In August 26, 1991, the Bank was issued a license to engage in universal banking. For 2011, China Bank's core strategies are to continue to expand and diversify its revenue sources, broaden its distribution channels, maximize total customer relationships and strengthen the organization for better competitiveness.