Скачать или смотреть Fintech’s Fraud Crisis and The Network That’s Fighting Back

Fraud is evolving fast in fintech. In this episode, discover how banks and fintechs can fight back using real-time intelligence, collaborative fraud prevention networks, and smarter data strategies. If you're in digital banking, this is a must-watch.

Episode Summary:

In this episode of Social Currency, featured on the Breaking Banks podcast feed, hosts Tyler Seydel (Chief Fintech Officer) and Eric Schurr (Chief Strategy Officer) of Sunrise Banks sit down with John Barbella, Founder and President of Neighborli, to explore the rising wave of fraud in the fintech space—and what the financial industry must do to stay ahead of it.

With decades of experience in financial services and a deep understanding of both legacy and emerging systems, John brings clarity to one of the most pressing issues facing banks, neobanks, and fintechs alike.

Together, the trio discusses how fraud tactics have evolved—especially in the prepaid ecosystem—and how collaborative data networks like Neighborli offer a modern-day solution reminiscent of ChexSystems but optimized for today’s digital landscape.

From synthetic identities and first-party fraud to AI-powered risk signals and dormant account manipulation, this episode delivers real-world insights for financial institutions, compliance leaders, and innovators looking to build trust while staying secure in a rapidly shifting financial world.

#FintechFraud #SocialCurrency #FraudPrevention #DigitalBanking
#AIInFinance #BreakingBanks #Fintech

What You’ll Learn:

How fintech fraud is evolving faster than traditional defenses

What Neighborly does and how it’s helping fintechs detect fraud before it causes damage

The risks posed by dormant accounts, synthetic identities, and prepaid vulnerabilities

Why a “network effect” is the strongest tool against organized financial crime

How culture, communication, and collaboration make fraud prevention scalable

Timestamps / Chapters:

00:00 – Intro: Meet the hosts and the mission behind Social Currency
02:08 – John Barbella’s journey from Deluxe to launching Neighborly
06:45 – What is Neighborly, and how does it fight fintech fraud?
11:12 – Why traditional fraud detection isn’t enough anymore
17:20 – First-party fraud, synthetic identities, and the regulator lag
23:03 – What real-time alerts can do that fraud reports can’t
29:48 – What the future of fraud prevention must include
34:40 – Final thoughts on fintech resilience and collaboration

👤 Guest Bio: John Barbella

John Barbella is the Founder and President of Neighborly, a collaborative fraud prevention network built to serve banks and fintechs by sharing real-time data on bad actors. With over 30 years in financial services and firsthand experience with the prepaid ecosystem, John is redefining how financial institutions protect themselves—and each other.

Want fintech & banking insights every week? Subscribe to The Provoke.fm Briefing: https://mailchi.mp/91ca869a66ec/provo...
Listen and subscribe to the podcast on your favorite platform: https://provoke.fm/follow-provoke-fm/
Subscribe to our YouTube Channel:    / @provokefm  
Visit us at http://provoke.fm
Link To Transcript:
Connect with Tyler Seydel:   / tyler-seydel-mba-2634b164  
Connect with Eric Schurr:    / eric-schurr-05a01b4  
Connect with Sunrise Banks:   / sunrise-banks  
Connect with John Barbella:   / john-barbella-3477475